Young woman walks in and something about her is just 'off', not sure how to even describe it.
She wants to get a loan, so I detail all the requirements (including a bank statement FROM HER BANK and no overdrafts on said statement.) She whips out a home printed statement. Since those are way too easy to doctor we just don't take them. SO I told her to go to her bank and get a 30 day printout and we'll take a look at it.
About two hours later she returns; she's holding a printout that shows only 7 days of activity. She must have thought she was cutting out about 23 days of bounced checks but she forgot that she had an overdraft charge recently; there it was. I pointed it out and told her I'm sorry but we can't have any overdrafts. She immediately went on the attack:
HER: Well that's not a returned check, they didn't return it, they paid it.
ME: Yes, that's an overdraft, your account went into the negative. I'm sorry.
HER (getting frustrated, or desperate?) : BUT it's NOT an overdraft! They paid it! You said no bounced checks! This was not a bounced check!! (I only use the term 'overdraft'. She must be daft, or wishful!)
ME: See where it says 'Overdraft'? That means there was not enough money to pay the check. That's called an overdraft. I'm sorry, there are places down...
HER (interrupting): I HATE YOU! (and she starts the pretend-crying. Puts her head into her hands and lets loose with fake boo hoos. Yawn.)
ME: Yes I know, there are four places down the road that might have different requirements than we do. (she interrupts)
HER: I've been there! They turned me down too! Please! (boo hoo boooo hooo, no tears)
I turned and walked away and grabbed a pile of stuff I'd been trying to file all day and said, "You might try the yellow pages." Instantly the 'tears' dried up (as dry as her eyes!! HA!) and she walked out the door. Maybe she's related to Billie Bitch Ass?
Whatta scammer. Boo hoo big fake tears, give me money so I can screw you!!!
Wednesday, February 11, 2009
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